Untuk bank, multifinance & P2P lendingFor banks, multifinance companies & P2P lenders

Tangani lebih banyak pengajuan kredit dengan memangkas waktu memproses dokumen.Handle more credit applications by spending less time on documents.

Bank statement, laporan keuangan, dan laporan SLIK terbaca dan terangkum otomatis — analisis Anda dimulai dari data yang sudah rapi.Bank statements, financial statements, and SLIK reports are read and summarized automatically — your analysis starts from clean data.

Sxored juga menandai ketidakwajaran dan indikasi fraud untuk Anda konfirmasi sebelum memutuskan kredit. Keputusan akhir tetap di tangan analis.Sxored also flags anomalies and signs of fraud for you to confirm before approving credit. The final call stays with your analysts.

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Digunakan institusi keuangan IndonesiaUsed by Indonesian financial institutions

Bank StatementBank Statement

Bank statement terbaca dan teranalisis otomatis — dari PDF maupun hasil pindai dan foto.Bank statements read and analyzed automatically — from PDFs, scans, and photos.

Sxored membaca mutasi dari PDF maupun hasil pindai dan foto, menggabungkan antar-rekening dan antar-periode, lalu merekapnya jadi ringkasan siap analisis. Tiap angka tetap bisa ditelusuri ke dokumen sumbernya.Sxored reads transactions from PDFs, scans, and photos, combines them across accounts and periods, then compiles them into an analysis-ready summary. Every figure stays traceable to its source document.

  • Mandiri
  • BRI
  • BCA
  • BNI
  • BTN
  • BSI
  • CIMB Niaga
  • Permata
  • OCBC
  • Panin
  • Danamon
  • Maybank
  • Mega
  • SeaBank
  • Sinarmas
  • SMBC Indonesia
  • UOB
  • HSBC
  • DBS
  • CTBC Indonesia
  • Citibank
  • Sahabat Sampoerna
  • BJB Syariah
  • Panin Syariah

dan berbagai bank lainnyaand many other banks

Cakupan bank luas dan terus bertambah. Logo bank menunjukkan format yang didukung, bukan hubungan kemitraan.Broad and growing bank coverage. Bank logos indicate supported formats, not partnerships.

Indikator FraudFraud Indicators

Menandai indikasi window dressing dan pemalsuan dokumen dengan 10+ indikator fraud.Flags signs of window dressing and document tampering with 10+ fraud indicators.

Sxored membantu tim analis mengidentifikasi pola dan tren window dressing serta praktik curang lainnya. Setiap temuan berupa indikasi yang perlu dikonfirmasi, bukan kesimpulan akhir.Sxored helps analyst teams spot window-dressing patterns and other potentially fraudulent practices. Every finding is a flag to confirm, not a verdict.

Quick AppraisalQuick Appraisal

Dapatkan estimasi harga pasar dan aksesibilitas agunan properti.Estimate the market value of property collateral and see what's around it.

Sxored memberikan estimasi harga pasar agunan properti beserta fasilitas di sekitarnya seperti SPBU, tempat pemakaman umum, dan rumah sakit. Survei lapangan jadi lebih hemat waktu dan biaya.Sxored estimates the market value of property collateral along with nearby facilities such as gas stations, public cemeteries, and hospitals. Field surveys take less time and cost less.

Dokumen PendukungSupporting Documents

Dokumen legal, identitas, dan keuangan juga ikut terbaca.Legal, identity, and financial documents are read too.

KTP, NPWP, Kartu Keluarga, akta perusahaan, SK Kemenkumham, NIB, SIUP, slip gaji, PBB, IMB/PBG, sertifikat tanah, invoice, sampai purchase order. Isinya terbaca jadi data terstruktur, siap dicocokkan dengan berkas pengajuan.ID cards (KTP), tax IDs (NPWP), family cards (KK), deeds of establishment, Ministry of Law and Human Rights (Kemenkumham) decrees, business licenses (NIB, SIUP), payslips, property tax (PBB), building permits (IMB/PBG), land certificates, invoices, and purchase orders. Their contents become structured data, ready to cross-check against the credit application.

LayananServices

Pilih layanan sesuai kebutuhan AndaChoose the service that fits your needs

Sxored menyediakan 3 opsi layanan.Sxored offers three service options.

Web-SaaS

Praktis dan terjangkau. Langsung dipakai lewat browser, tanpa perlu integrasi ke sistem internal.Practical and affordable. Runs in the browser — no integration with your internal systems required.

API Integration

Integrasikan Sxored dengan sistem Anda lewat API.Integrate Sxored with your systems via API.

Tailored System

Kustomisasi sesuai proses bisnis Anda.Built around your business processes.

Pay as you go

Hanya bayar yang Anda pakai. Harga menyesuaikan perkembangan bisnis Anda, tanpa komitmen volume di awal.Pay only for what you use. Pricing scales with your business, with no upfront volume commitments.

Deteksi fraud makan waktu terlalu lama?Is fraud detection taking too long?

Sxored membantu Anda menganalisis bank statement dalam hitungan menit, sehingga indikasi risiko terlihat lebih awal.Sxored helps you analyze bank statements in minutes, so risk signals surface sooner.

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Diliput olehAs featured in

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Innovations and insights in the world of finance

Catatan seputar perbankan, kredit, dan regulasi di Indonesia. Sebagian artikel berbahasa Inggris.Notes on banking, credit, and regulation in Indonesia.

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